MIX pudding with milk in medium bowl. Fold in lemon curd. Tear cake into small pieces. Put a layer of cake pieces (about 1/3 of pieces) on the bottom of a trifle dish or deep dish glass bowl.
SOFTEN fruit spread with a spoon or knife, then spoon about 1/3 of it on top of the first layer of cake, then top with 1/3 of the curd mixture and 1/3 whipped topping. Repeat layering until all of the cake is used up.